What is the "20 percent gap" in Medicare?

Under Medicare Part B, there is often a gap where you are responsible for 20 percent of costs. We provide advisory services on Medigap (Medicare Supplement) plans to help cover those deductibles and copays.

Can I use a Medigap policy with a Medicare Advantage plan?

No, Medigap policies are only available with Original Medicare (Parts A and B) and cannot be used in conjunction with Medicare Advantage plans.

When should I start looking into Medicare?

We recommend starting the conversation as you begin your transition toward retirement. We help business owners and seniors understand the steps needed to protect their health before they reach eligibility.

Do you offer every Medicare plan available in my area?

We provide information limited to the plans we offer in your area. For a comprehensive list of all options, you can always contact Medicare.gov or 1-800-MEDICARE.

How do you help me choose the right plan?

We simplify the complexity of Parts A, B, and D by explaining everything in clear, understandable terms. We match coverage to your specific health needs and financial reality.

Can I get a quote or questionnaire via email?

Yes. If you contact us at thejeanbraungroup@gmail.com, we will follow up within 24 hours with a personalized Medicare questionnaire to begin the process.

Medicare Services | The Jean Braun Group

Choosing the right Medicare options can be overwhelming, especially as coverage details and supplemental policies become more complex each year. At The Jean Braun Group, our Medicare services are built for seniors, business owners transitioning to retirement, and anyone seeking clarity about their healthcare future. We provide straightforward guidance on Medicare Part A, Part B, and Part D, identifying the coverage you receive and highlighting what costs you may still be responsible for, such as the 20 percent gap under Part B. For those looking to fill that gap, our Medigap advisory service explains how supplemental insurance can help cover deductibles, copays, and additional expenses that Medicare alone does not handle. We are committed to accuracy and personal attention, so every recommendation is rooted in a deep understanding of your needs and your financial situation. Whether you are in Eagan, MN, or another state where we are licensed, our goal is to remove confusion and help you secure the healthcare foundation you deserve.

With more than four years of proven service, The Jean Braun Group stands apart by offering Medicare services backed by the precision of years spent in professional bookkeeping. We believe that the person who understands your financial numbers best is uniquely qualified to guide your health coverage decisions. Our dual expertise means every Medicare or Medigap recommendation is grounded in real data, ensuring you get advice that fits your income, health needs, and long-term plans. We do not take a one-size-fits-all approach. Instead, our client-focused process is built on integrity, accuracy, and proactive care. We recognize the anxiety that can come from trying to manage Medicare paperwork or understanding which supplemental policies actually make sense for you. Our team is licensed in Minnesota, Wisconsin, Iowa, Florida, Michigan, Ohio, Virginia, North Carolina, and South Carolina, and we make it our mission to build trust through clear explanations and prompt support. Our focus is on your peace of mind, not sales quotas.

Our process starts with a conversation, by phone, text, or email, where we learn about your current coverage, health priorities, and retirement goals. We then help you understand the basics: what Medicare Parts A, B, and D cover, what costs you may face, and where supplemental insurance like Medigap can close the gap. If you decide to consider a Medigap policy, we walk you through available options (within the plans we offer in your area), explain premium differences, and highlight what is and is not covered. We also provide honest insight into out-of-pocket expenses, so there are no surprises. As part of our commitment to clarity, you will always receive a personalized follow-up questionnaire after your initial contact, ensuring we have the details needed to provide accurate recommendations. We respond to every inquiry within 24 hours. Should you wish to address the non-financial side of retirement, we will connect you to an external resource at getretirementreadynow.com, supporting your journey to a well-rounded retirement.

Choosing Medicare coverage is one of the most critical steps in securing a happy, healthy retirement. At The Jean Braun Group, we treat every client relationship with care and respect, knowing that your health and finances are deeply personal. Our approach ensures you have a clear understanding of your Medicare benefits, the role of supplemental policies, and the steps needed to protect your health as you transition through retirement. Whether you are a senior in Eagan, MN, a business owner planning your next chapter, or a resident of one of our nine licensed states, our Medicare services are designed to give you clarity and reassurance. If you need assistance, call or text 651-356-5679, or email thejeanbraungroup@gmail.com. We are ready to respond within 24 hours and help you make informed, confident decisions about your retirement health.

What is the "20 percent gap" in Medicare?
Under Medicare Part B, there is often a gap where you are responsible for 20 percent of costs. We provide advisory services on Medigap (Medicare Supplement) plans to help cover those deductibles and copays.
Can I use a Medigap policy with a Medicare Advantage plan?
No, Medigap policies are only available with Original Medicare (Parts A and B) and cannot be used in conjunction with Medicare Advantage plans.
When should I start looking into Medicare?
We recommend starting the conversation as you begin your transition toward retirement. We help business owners and seniors understand the steps needed to protect their health before they reach eligibility.
Do you offer every Medicare plan available in my area?
We provide information limited to the plans we offer in your area. For a comprehensive list of all options, you can always contact Medicare.gov or 1-800-MEDICARE.
How do you help me choose the right plan?
We simplify the complexity of Parts A, B, and D by explaining everything in clear, understandable terms. We match coverage to your specific health needs and financial reality.
Can I get a quote or questionnaire via email?
Yes. If you contact us at thejeanbraungroup@gmail.com, we will follow up within 24 hours with a personalized Medicare questionnaire to begin the process.